portland duplex Homes

Portland duplexes are very popular because they offer a lot of flexibility.  In Portland we have side-by-side one story duplexes, up/down duplexes, vintage duplexes and more.  We work with a lot of owners who buy a duplex to live in one side and rent the other to offset their mortgage.  If one half is already rented when you buy it some mortgage brokers will even let you apply that amount to your income to help you qualify. We have other clients who buy a duplex so they can put one or both of the units onto AirBNB, VRBO or some other nightly rental service. When it comes time to sell, Duplexes are a bit easier to sell than properties with more units since many owner-occupants prefer just having two units. 

If you're looking for a duplex in Portland please check out the current duplex listings below, and read our Duplex FAQ's. These duplexes are all currently available for sale, and we'd be happy to answer any questions you might have about them or to schedule a tour. Just text or call us at 503-272-9222, or fill out the form below.

Duplexes For Sale in Portland




Portland Duplex FAQ's

How much do Duplexes cost?

In Portland duplexes start around $400,000 and then go up from there. Keep in mind you're buying TWO properties for that price, so it's important to look at the price per unit when you evaluate any multi-family property. 

Can I get a mortgage for a Duplex?

Yes, you can get a mortgage on a duplex. That's one of the best things about duplexes - if you plan to live in one side you can usually get a conventional 30-year financing the same way you can with a single family home. The terms and rates should be very similar (depending on your credit and income).  The best part is you can use the income from the other half to offset your mortgage. We've have some clients that pay their entire Principal & Interest with that rental income!  You can still get financing if you don't plan to live in one half, but you may pay a higher rate because then it's considered an investment loan and higher risk.

Can I finance a duplex with an FHA Loan?

Yes, you can use FHA financing to buy a duplex if you plan to live in one half. That can help you get into a duplex with a lower down payment, and it's especially popular with first-time buyers. The property will have to meet all the FHA requirements and you'll have to pay for Private Mortgage Insurance (PMI)

Are Duplexes a good investment?

Duplexes can be a good investment, but that depends on your own individual situation and investment goals. We strongly recommend you talk with your own CPA and/or Financial Planner to determine whether investing in a duplex is right for you. It's important to keep in mind that real estate is not liquid - it could take a while to sell it and there are expenses involved.  You don't want to get into a position where you have to sell. That's how many people lose money in real estate investing. 


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